A significant project was initiated with the aim of offering better healthcare services for small and medium sized enterprises, their employees and families of those employees in Turkey. A special project was developed by Sigorta Cini, Demir Sağlık – a prominent name in the health insurance sector, and TOBFED (Turkish Federation of Automotive Maintenance Associations).

 “TOBFED We Pay the Difference Complementary Health Insurance” will exclusively be offered to 300 thousand SMEs operating in Turkey and 1.5 million people employed by those SMEs, together with their families.

Sigorta Cini - investment of NN Group in Turkey, Demir Sağlık – a prominent name in the health insurance sector, and TOBFED developed a special product.

Within the scope of this cooperation, all TOBFED members that consist of 300 thousand SMEs, 1.5 million employees working in those SMEs and their families will be covered by “TOBFED We Pay the Difference Complementary Health Insurance”, which will pay for the difference that needs to be paid in private health institutions that are contracted with the Social Security Institution. In order to benefit from this campaign, TOBFED members need to visit Sigorta Cini stores or fill in and send a form on their website. 

“TOBFED We Pay the Difference Complementary Health Insurance” which is offered exclusively by Demir Sağlık will provide special services and benefits to TOBFED members. Within the scope of their policy, those individuals can benefit from examination and treatment services at private hospitals contracted with the SSI. The policy offers special opportunities such as family discount, age-independent prices, 5 installments in cash price, 20 percent discount for renewals, and lifelong renewal guarantee. The policy has different plan options for different requirements and budget, including ‘inpatient treatment’, ‘inpatient and 3 outpatient treatments’, and ‘inpatient and 8 outpatient treatments’. Within the scope of package, 2.5 percent discount is applied for families of two, while 5 percent discount is applied for families of three and more. Policyholders who are older than 49 and completed 3 uninterrupted years as customers of Demir Sağlık ve Hayat Sigorta A.Ş, will also earn the right for lifelong renewal guarantee if their premium rates remain below 80 percent.

“We wish to support everyone working in all branches of automotive post-sale services and their families with ‘TOBFED We Pay the Difference Complementary Health Insurance’. Thanks to the campaign initiated in cooperation with Demir Sağlık and Sigorta Cini, we offer numerous advantages for TOBFED members within the scope of special packages. We wish all our members can benefit from this campaign together with their families. Because health comes first. If our car is broken, we can pay and get it repaired, but we do not have the same chance for our health. We should regularly get ourselves checked, even if we are not sick. This complementary health insurance is a huge opportunity for our colleagues who work out in cold weathers and in contact with chemicals. We aim to offer several advantages to TOBFED members with this product that we developed together with Sigorta Cini and Demir Sağlık,” said Serkan Bakırtaş, Chairman of TOBFED, in his statement.

Viktor Hodara, General Manager of Demir Sağlık, stated that they were happy to be able to support citizens all the time as an insurance company that is an expert in Private Health Insurance, Complementary Health Insurance, Travel Health Insurance, Foreign Resident Health Insurance, Emergency Health Insurance and Critical Illnesses Insurance with more than 200 agents, a network of over 1800 contracted institutions and more than 150.000 happy policyholders. Saying that all TOBFED members and their families can benefit from ‘TOBFED We Pay the Difference Complementary Health Insurance’, Hodora added that they offered health and life insurance solutions to leading companies of Turkey and citizens living all around the country. He underlined that they raised the number of both corporate and retail customers; and said they continued to grow as a brave and dynamic company that does the undone, tries the untried, and creates a difference in the market with its renewed vision and image. “Our priority for the next term will be to launch requirement-specific products like the TOBFED case and to ensure that large masses feel secure.”

Erdem Aydınlı, General Manager of Sigorta Cini, said: Health is the most important but also the most neglected topic in our country. In this regard, we have initiated a special project with Demir Sağlık and included TOBFED members into the scope of our Complementary Health Insurance. We saw TOBFED as a suitable channel to tell people about Complementary Health Insurance and its benefits, as it is an organization with 300 thousand SMEs and 1.5 million employees. Sigorta Cini offers services with a multi-channel structure through our stores, website and call center. Our website and call center provide services 24/7, while we reach our customers also through physical means with 41 stores in 19 cities. We believe that this special product will offer us a chance to reach out to SMEs, their employees and the families of those employees.”