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     sured, risks that cannot be covered by in-
     surance or reinsurance in the domestic or
     international markets or for which there is
     difficulty in providing coverage, risks such
     as nuclear risks, establishing or coordinat-
     ing the establishment of insurance or rein-
     surance pools, insurance and reinsurance
     companies  Ensuring  cooperation  between
     them, carrying out the pool, organization
     or cooperation mechanisms to be created.

     Both providing insurance and reinsurance
     coverage and having a legal personality in
     the management of the pools to be estab-
     lished are primarily important in terms of
     institutionalization.  As  the  Special  Risks
     Management Center has a legal personality
     instead of being operated by an insurance
     or reinsurance company for a certain peri-
     od of time:

     - It will eliminate the situations that may   providing coverage in areas of public inter-  exporting,  and  trading  sectors  against fi-
     cause legal hesitation in possible disputes,  est but where it is difficult to find collateral.  nancial  risks  as  well  as  physical  risks;  it
     - It will contribute to the formation of cor-                               provides  risk  management  consultancy
     porate memory with permanent staff em-  With the operation of the nuclear thermal  services by contributing to the making and
     ployment,                             power plant under construction in our coun-  maintenance of production and trade.
     - It will contribute to its sustainable corpo-  try, in line with the Paris Protocol, to which
     rate structure with long-term investments,  Turkey is a party, the operator is required  Market  conditions  during  the  pandemic
     - It will facilitate recognition and mutual   to provide a guarantee with a limit of 700  period further highlight the importance of
     agreement in international markets,   million € against the damages that may be  insurance protection for businesses against
     - It will enable to make legal and tax regu-  incurred by third parties.    the financial risks they are exposed to.
     lations specific to the fields in which it op-
     erates.                               Since it is not possible to provide liability  One of the most important risks in today's
                                           for nuclear risks from the domestic and in-  economic conditions is that the collection
     In which areas will the Special Risks   ternational insurance and reinsurance mar-  of goods and services sold cannot be made
     Management Center contribute to the   ket, it is expected that the establishment of  on time. Almost every firm has faced a
     sector?                               an insurance pool against nuclear risks will  problem of unpaid receivables at maturity,
                                           be on the agenda and the management of  the problem of cash flow has caused it to
     Special  Risks  Management  Center  cur-  the said pool will be carried out by the Spe-  focus on the problem of collection rather
     rently operates in the fields of Compulsory   cial Risk Management Center.  than improving its business.
     Financial Liability Insurance for Medical
     Malpractice, Mining Employees Compulso-  As the Union, in the light of all these  Firms  that  secure  this  risk  can  evaluate
     ry Personal Accident Insurance, and State   new developments; what kind of growth  new business opportunities away from col-
     Supported Commercial Receivables Insur-  and development do you expect in both  lection concerns, achieve steady growth
     ance.                                 the insurance and private pension sec-  with  new  markets  and  products,  provide
                                           tors for the end of 2021? Can you share  faster  and  cheaper  access  to  finance,  in
     While the content of the guarantees offered   your predictions with us?     these  circumstances,  with  the  effect  of
     in the areas of activity differs from each                                  the  increasing  need  for trade  receivables
     other, the fact that the insurance industry   The insurance sector is one of the critical  insurance, premium production for trade
     has difficulties in providing guarantees is a   sectors that provides the necessary assur-  receivables insurance in 2020 increased by
     common feature of the areas in which the   ance for the operation of production, trade,  more than 30% and reached 400 million
     Special  Risks  Management  Center  oper-  in short, the economic life, and the funds  TL.
     ates.                                 needed for new ventures. It provides long-
                                           term and low-cost resource creation for  It is expected that this trend will contin-
     For this reason, the Special Risks Manage-  new investments.                ue in 2021 and that financial insurers will
     ment Center contributes to the insurance by                                 realize growth above the insurance sector
                                           Insurance protects the manufacturing,  average.
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