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Dear Readers,





        For the September issue of Turkinsurance, we have prepared  est growth is reported in life insurance premiums.
        an issue full of news, articles, analyses and researches to shed
        light on Turkish insurance and pension markets.       Individual Pension System (BES) and Auto Enrollment Sys-
                                                              tem (OKS) continue to make contributions to Turkish econ-
        COVID-19 that originated in China and turned into a global  omy and people’s habits of saving. However, average age of
        pandemic, has changed a lot of things in the business world  BES participants climb to 40.9 and there is a considerable
        and in our social lives. “Macro Trends in the New Reality”,  increase in the number of male participants.
        prepared by KPMG, intends to shed some light on the uncer-
        tainty created by the pandemic, define the ‘new reality’ that  This month, our Country Profile section covers Poland. You
        emerged from the pandemic, and act as a guide in adapting  can have a general idea Poland’s general economic condition
        to this course.                                       its progress and insurance rates by reading this report.

        At the end of the second quarter of 2020, total premium pro-  Hope to meet with the next issue
        duction of Turkish insurance market reaches 5 billion 857
        million USD. Once again, liability insurance gets the highest  Your sincerely
        share from total market premiums with 26.32%; while high-
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