Page 21 - Turkinsurance Digital Magazine

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Our homes protect our health, insurance protects our homes

Koray Erdoğan, General Manager of Ray Sigorta, states that earthquake insurance poli-
the best alternative to stay away from closed and crowded cy only amount to 9.9 mil-
spaces in winter and during the pandemic is to stay at our lion. This corresponds to
homes. “During the pandemic, our homes protect our health, an insurance rate of 56.3
while insurance protects our homes,” he says. percent. We see that it is
even lower for homeown-
As the autumn comes to an end, the whole world is getting ers insurance with 20%.
ready to experience the first winter under the pandemic. Compulsory earth-quake
Number of cases has been rising in many countries, and pre- insurance policy covers for
cautions are getting tighter in many regions, especially in Eu- the losses in your building
rope. And compared to open spaces, risk factor is much high- that might occur due to the
er in closed and crowded spaces that we become exposed to earthquake or damages
during winter. Therefore, our homes become the most trusted after the earthquake. The
places to protect our own and our families’ health. The key upper limit of that cover-
to safety and peace of mind in our homes is homeowners in- age is 240 thousand TL
surance. for any type of buildings.
You have to buy home-
Koray Erdoğan, General Manager of Ray Sigorta, states that owners insurance for any
we should all be careful about the risk of the pandemic in ad- losses you might incur that
dition to usual risks of winter months; adding that our homes exceed that amount. Your pos-sessions and financial liabili-
are the best shelters for this season. “As we enter winter, ties at your home and all other losses that might be incurred
we need to tend to our homes especially in terms of hygiene. due to reasons oth-er than the earthquake are out of scope
It is in our hands to turn our homes into palaces as they of the coverage provided by compulsory health insurance. If
will occupy a much bigger part in our lives now that we will you want to cover your risks on those possessions should defi-
spend longer time inside. Our new product called “My Home nitely buy homeowners insurance. This show us that one of
is a Palace” (Evim Saray) offers assistance services in ad- the most important steps towards making our country more
dition to insurance services, and completely prepares them resistant against earthquakes, both socially and financially,
for winter. Getting through this winter in a healthy and safe is increasing the insurance rates for both homeowners and
environment is a priority for all of us. And we as Ray Sigorta, compulsory earthquake insurance.
we consider it a social re-sponsibility to help our citizens feed
safe,” he says. Ray Sigorta’s product called “Evim Saray” Home adaptation coverage
insures resi-dences and furnishings and other assets inside
against fire, flood, storm, hail and theft. In addition, it also Ray Sigorta’s Evim Saray policy offers free of charge ser-
offers assistances services such as the annual maintenance vices once a year for boiler maintenance, AC maintenance
of central heating boilers before winter, and carpet cleaning and carpet cleaning (up to 6 square meters). It also provides
services to clean out dust and noxious particles that might home adaptation coverage which will provide great conveni-
result in respiratory tract infec-tions as a part of the policy. ence in difficult situations. Within the scope of this coverage,
Therefore owners of Evim Saray insurance policies can have if the policyholder or any one of the family members who live
an opportunity to enter winter in a germ and microbe free in the same residence with them have an accident that will re-
environment. sult them in needing a wheelchair, the adaptations that need
to be made inside the house are covered up to 5 thousand TL
Insurance is necessity against earthquake per case per annum.

Underlining that homeowners insurance covers nearly all Award in advertising and marketing
damages that might be incurred by a house, Koray Erdoğan
states that our country is located on a seismic belt, which is a Ray Sigorta continues to collect awards with its achievements
fact that makes insurance even a bigger requirement. “As we thanks to its experience in launching and marketing the prod-
saw during and after the earthquake that occurred in İzmir in ucts that differ from the market and are reinforced with cus-
recent weeks and that broke our hearts with the destruction tomized coverage. One of those awards was gained with the
it caused, it is of vital importance to have earthquake insur- campaign of homeowners and motor insurance products that
ance coverage in an earthquake zone. Even though compul- was broad-cast on radio. Ray Sigorta created a difference
sory earthquake insurance has a huge role, it is es-sential to with its campaign for homeowners and motor own damage
support it with homeowners insurance if you want full com- insurance products in Felis Awards Ceremony which was or-
pensation for your losses,” he says. ganized online in recent days. The advertising campaign was
voiced by a famous actor and loved in every way from its au-
Highlighting the statistics on the compulsory earthquake dio effects to sound trademark, from its music to melody. The
insurance and homeowners insurance in Turkey, Koray Er- campaign was rewarded with Felis Award in the category of
doğan says: “There are currently 17.7 million residences in Voice-Over in Mastership in Production and Design.
Turkey, but the ones that are protected with a compulsory