Page 17 - Turkinsurance Digital Magazine

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According to the data of the Natural Disaster Insurance Agency
(DASK), the number of compulsory earthquake insurance policies

reached 10.8 million units as of October 2022. Thus, 54.2 percent
of the average 20 million houses were secured against earthquake
risk. This figure shows that almost one out of every 2 houses is

still unsecured against earthquakes.

In the statistics of DASK, which was established after the 1999 Gölcük Earthquake, which caused
the destruction or damage of more than 100 thousand buildings in Turkey, in October 2022, it was
shared that there are a total of 20 million 32 thousand houses in Turkey and the number of insured
houses has reached 10 million 851 thousand 363.

The insurance rate in Turkey, which is faced with the risk of earthquakes at any time, increased
from 53 percent at the end of 2019 to 56.6 percent as of November 2020. In 2022, compulsory
earthquake insurance reached the number of 8 million 797 thousand 607 policies in October, while
premium production was seen as 1 billion 745 million 915 thousand 635 TL. According to the
figures, Turkey has declined in earthquake insurance compared to 2 years ago.

In 22 years, 1,2 billion TL damage payment was paid

DASK paid a total of 1 billion 263 million 178 thousand 894 TL compensation as of 2022, when
damage payouts are considered according to the years. The total number of damages paid was 97
thousand 105.

The Black Sea Region is the region with the lowest
insurance rate

When insurance rates are looked at regionally, the Marmara Region ranks first with an insurance
rate of 62.6 percent. The Aegean Region, which constitutes an important part of the Earthquake
Risk Map of Turkey, ranks second with 55.3 percent, while the Eastern Anatolia Region ranks
third with an insurance rate of 49.9 percent. The Southeastern Anatolia Region ranks fourth in
insurance with a rate of 49.5. While the Central Anatolia Region ranks fifth with an insurance
rate of 49.2, it is followed by the Mediterranean Region with an insurance rate of 48.1 percent.
The Black Sea Region ranks last with an insurance rate of 44.9 percent.

POLICY UNITS BY YEAR
January February March April May June July August September October November December
2020 770.506 795.129 807.925 603.716 658.705 896.958 890.014 862.455 906.244 924.242 699.789 904.330

2021 748.382 803.047 922.866 724.875 679.634 952.467 849.443 940.361 975.857 901.131 1.014.127 1.019.617
2022 769.757 801.840 944.067 773.108 775.680 971.958 846.333 1.025.857 983.305 905.702