Page 10 - Turkinsurance Digital Magazine

8 cover story 9

Premium production by months (USD) ble part of the Earthquake Map of Turkey, Black Sea Region
ranks fifth with a rate of 43.1 percent. Eastern Anatolian and Rate of insurance ownership by year of
23,754,432
Southeastern Anatolian regions have the lowest ownership rates
construction (%)
21,886,335
with 39.8 percent and 39.5 percent, respectively.
in force has reached 218 million 637 thousand USD. A majority
of those premiums, 48.3 percent, was written in the Marmara
12,199,012 13,876,862 15,208,906 12,820,162 14,610,969 15,629,918 15,606,828 17,598,244 19,100,930 13,932,264 15,777,794 17,264,114 14,665,213 16,539,306 17,404,912 13,964,638 15,819,165 15,410,387 13,568,356 16,450,775 17,124,328 14,695,850 15,549,610 16,334,887 14,175,676 17,687,166 15,072,318 18,091,344 15,215,326 17,334,599 17,763,734 15,824,885 18,338,974 Total premiums written with the earthq
Region with 3 million 968 thousand 337 insured houses. With
1 million 374 thousand insured houses, Aegean Region contrib-
2017 uted to 18.4 percent of total earthquake insurance premiums; 51.71
followed by the Mediterranean Region with 1 million 22 thou-
2018 sand insured houses and a contribution of 9.8 percent. According 19.96
to the statistics, Central Anatolian Region makes a contribution
2019
of 9.4 percent with 1 million 639 thousand insured houses, while
Black Sea Region has 739 thousand insured houses with a con-
tribution rate of 7 percent. Southeastern Anatolia Region, which 4.31
January February March April May June July August September October November December has 391 thousand insured houses, and Eastern Anatolia Region, 2007 onwards 1975 and earlier 1976 - 1996 1997 - 1999 2000 - 2006
which has 309 thousand insured houses, make the lowest contri-
bution with 3.2 percent and 3.90 percent, respectively.
Rate of insurance ownership by number
tude of 5.8, 1247 claims files were issued. During 2019, DASK Insurance ownership rates by risk zones are distributed in par-
Number of houses and insured houses by paid over 1 million 410 thousand USD as compensations for 2 allel with those results. First-degree seismic zone which encom- of floors (%)
geographic regions thousand 547 claims in total. passes a major part of Eastern Anatolia, Black Sea, Marmara 1.35
6,014,550 Number of houses Insurance ownership rate is higher at and Aegean Regions, has an insurance ownership rate of 61.25 15.02
percent. Ownership rate goes down to 25.3 percent in second-de-
3,968,337 3,332,500 Number of insured houses high-risk regions gree seismic zone, and to 6.9 percent in the third-degree seismic
zone. Fourth and fifth-degree seismic zones have the lowest rates
with 6.3 percent and 0.36 percent, respectively.
1,639,586 2,616,350 1,375,703 2,236,030 1,022,714 1,714,170 739,226 991,460 777,020 Marmara Region is observed to take the lead in terms of in- Insurance ownership rate is 51.7 percent for buildings construct- 29.95 53.68
surance ownership rate with 66 percent. Aegean Region, which
391,988
309,011
ed from 2007 onwards. Insurance ownership rate for build-
accounts for a significant part of the Earthquake Map of Tur-
key, follows as second with a rate of 52.6 percent, followed by
Central Anatolian Region with a rate of 49.2 percent. Akdeniz ings constructed before 1975 is 4.3 percent. It is considerably
Bölgesi has the fourth highest insurance ownership rate with
Marmara Aegean Region Black Sea Eastern 45.7 percent. However, despite occupying another considera- Number of policies by seismic risk
Anatolia
zones (%)
Premium production by years (USD) 1.06 20 floors and higher 1 to 4 floors 5 to 5 floors 8 to 19 floors
higher for those constructed between 1976 and 1996 with 19.9
Premiums (TL) 198,142,761 196,882,828 14.75 percent, but goes down to 6.8 percent for those constructed be-
171,740,572
147,498,485 tween 1997 and 1999. For buildings constructed between 2000
132,335,354 and 2006, ownership rate stands at 17.1 percent; but it jumps up
126,921,380
113,491,751 11.92 46.44 to 51.7 percent for buildings that were constructed from 2007
85,820,034
34,646,296 63,768,013 onwards.
26,781,987 53,773,569
54,219,697
21,248,485 45,898,485
14,425,589 39,497,475 Insurance ownership rate is highest for buildings with 1 to 4
11,070,034
9,179,461 25.83 floors and stands at 53.6 percent. It is 29.9 percent for buildings
with 5 to 7 floors, 15 percent for buildings with 8 to 19 floors,
2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 11/26/19 1 1st Degree 2nd Degree 3rd Degree and 1.3 percent for buildings with 15 to 20 or higher floors.
nd
st
rd
Degree 3 Degree
Degree 2
th
th
4 Degree 5 Degree
4th Degree
5th Degree
Rabia Kübra Kanun / kubrac@bestyayincilik.com