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Fahri Altıngöz, Assistant General Manager of Aksigorta: ‘The Legislation in
Insurance Sector should be Reformed’

The insurance sector cre- laws. There is a dispersed structure including the Ministry of
ating added value in the Agriculture, Ministry of Health and Environment, and Finance
growth of the Turkish Ministry. In addition to insurance law, we are utilizing many
economy continues to laws such as protection of the consumers, highway law, dis-
grow despite the nega- aster relief, civil aviation, debts, SSI, civil code, bankruptcy,
tive effect caused by the and enforcement law. Therefore, there may be some delayed
pandemics on all sectors. actions and the demands are not met in time. This is a barrier
Fahri Altıngöz, Assistant in the sector. In this sense, establishing a legislative framework
General Manager of Ak- by making reforms in the legislation will accelerate the busi-
sigorta stated that codifi- ness process in insurance and affect the growth of the sector
cation is the effect which positively.”
will accelerate the existing
success rate of the insur- A regulation necessity in compulsory insurance
ance sector and said: “It
is essential to reform the Fahri Altıngöz asserted that compulsory insurance should be
legislation and to establish re-evaluated in terms of growth of the sector and added “Un-
a legislative framework. It fortunately, risk awareness is very low in the society. While we
will be right to entitle a public authority to gather insurance are doing our best to provide insurance awareness in society as a
legislation under one and inclusive text and to provide coordi- sector, I think regulations of a public authority are also essential
nation between the legislative provisions for the development of in this regard. It is necessary to take supportive actions immedi-
the sector.” ately with a number of regulations regarding compulsory insur-
ance in the public. It is required to address the present problems
There should be a legislative framework in insurance urgently and to include some insurance products in
the compulsory insurance category like cyber insurance which
Fahri Altıngöz stated that insurance has been tried to be docu- has a low awareness despite its huge risk. Especially in Turkey,
mented under one legislation since 1956 and said “Studies for failure to have a cybersecurity specialist in SME environment
insurance code have been carried out for long years. But, un- over 3 million causes consequent cyber attacks. It is essential
fortunately, we do not have a final form of legislation. Today, to make cybersecurity insurance compulsory for SMEs and to
legal regulations regarding insurance are set forth with many reestablish the structural infrastructure accordingly.”

MetLife offers special insurance for retirees

MetLife has expanded the treatment costs following an accident, in addition to burns and
scope of its personal ac- fractures which can frequently be experienced by individuals at
cident insurance called this age. “Emeklik Güvende Plus Assistance” package is included
“Emeklik Güvende”, within the policy scope and offers free of charge or discount ser-
which was designed for vices that retired individuals may require in their daily lives such
retired individuals wishing as ultra and mini medical check-ups, eye health services including
to have a relaxed and com- cataract surgery, psychological consultancy, medical assistance,
fortable retirement period dietician and healthy nutrition, professional house assistance,
with multiple service op- air-conditioning and heater maintenance, home care and hobby
tions. clubs. Deniz Yurtseven, General Manager of MetLife Emeklilik ve
Hayat, gave a statement about the extended scope of their special
MetLife Emeklilik ve personal accident product. “Retired individuals have been spend-
Hayat has a wide range ing more time at home after the COVID-19 breakout, and their
of products addressing the requirements have consequently transformed. And as MetLife, we
changing needs of different tried to improve our products and simplify their lives with differ-
customer segments. The ent services considering the changing living conditions of retired
company has enriched and individuals as a result of the pandemic circumstances. We will
expanded the scope of its personal accident product called “Eme- continue to differentiate our company in the market with innova-
klim Güvende” in accordance with the daily needs of its retired tive products and services that make our valuable young retirees
customers. The product targets individuals who have retired or and elders feel safe and secure,” he said.
are close to retirement as one of the significant customer seg-
ments of DenizBank, MetLife’s main distribution channel. The “Emeklim Güvende” personal accident insurance can be bought
product can be bought by individuals younger than 71, and of- from DenizBank branches. For more information on the product,
fers financial protection against death, permanent disability and please visit metlife.com.tr.