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       Ray Sigorta supports domestic economy with the extended Baby on Board product
       family


                                                              We share the value we create with our customers

                                                              Koray  Erdoğan,  General  Manager  of  Ray  Sigorta  said  that
                                                              they acted according to their goal of protecting the values in
                                                              our life. “Baby on Board is a special product that helps us
                                                              share our corporate values with our customers. First, we cre-
                                                              ate a price advantage to reduce the financial burden of fam-
                                                              ilies with children and contribute to their domestic economy.
                                                              As a second step, we increase their motivation to be careful
                                                              and  stay  out  of  potential  losses  by  allowing  them  to  retain
                                                              their no-loss financial advantages. Offering such an incentive
                                                              with a product that especially targets families with children
                                                              is a significant step towards fulfilling our responsibilities for
       Great advantage in auto insurance for families with children!   the society as a company,” he said. He added that penetration
       Developed by Ray Sigorta for families with children, Baby on   of traffic insurance cannot reach 100% despite the fact that
       Board product was welcome with great appreciation due to   it is a compulsory type of insurance. “The number of cars in
       its significant contribution to domestic economy. Ray Sigorta   traffic increases on a daily basis. According to the statistics
       has recently announced that the solution will also be applied to   in February, number of cars in traffic has increased by 40%
       compulsory MTPL products. The product family offers great   compared to last year. However, we cannot observe the same
       advantages to families with discounts and assistance services,   increase in the number or traffic insurance policies sold. Like-
       and now provides coverage for families with children between   wise, 28% yearly increase in motor casco insurance policies
       the ages of 0 and 6.                                   is not enough. As insurance companies, we could increase de-
                                                              mand in these products by offering products that will bring
       As a company that has achieved a great performance with new   different benefits for policyholders compared to conventional
       products designed to offer solutions for every need, Ray Sig-  coverage  scopes,  in  addition  to  better  explain  the  necessity
       orta continues to improve and expand its innovative product   of auto insurance products. We believe that we have made a
       portfolio. Their motor casco solution called “Baby on Board”   significant contribution in this area by offering the new Baby
       casco attracted a great deal of interest with special discounts   on Board
       for families that have children between 0-6 years old. This ad-
       vantageous solution will now be applied to compulsory MTPL   Countless advantages
       products, expanding Ray Sigorta’s product family.
                                                              Advantages of Baby on Board package are not limited to dis-
       Baby on Board motor casco policies are offered with up to   counts.  The  product  offers  the  opportunity  to  fulfill  all  the
       25% discount and Baby on Board compulsory MTPL policies   requirements for personal vehicles rapidly from a single com-
       are offered with up to 15% discount to families who have chil-  pany  and  with  great  deal  of  advantages,  as  well  as  special
       dren between the ages of 0 and 6. The products were designed   discounts for several professional groups. Ray Sigorta’s con-
       to make a contribution to domestic economy and ensure that   tracted network of repair shops make an additional contribu-
       families with children can travel under insurance guarantee.   tion to cost reduction, creating price advantage for customers.
       If the policyholder decides to buy both of these products, they   Moreover, for once during a policy period, if a policyholder’s
       can benefit from a total discount of up to 25%. In addition to   vehicle is repaired in one of the Fast Repair Centers, the loss
       offering discount for the private vehicles of parents of children   does not impact the no-loss discount of the policyholder. This
       between the ages of 0 and 6, Baby on Board Motor Casco pol-  brings the discount benefits to a higher level.
       icyholders also earn a right to retain their no-loss discounts,
       if they complete the policy period until their children become   Advantages of Baby on Board product are not limited to those
       6  without  any  losses.  Koray  Erdoğan,  General  Manager  of   mentioned  above.  Ray  Sigorta  also  provides  glass  coverage
       Ray  Sigorta,  stated  that  it  is  difficult  to  contact  individual   and swiftly pays for onsite glass repairs and changes without
       requirements with standard products. “We place emphasis on   impacting the no-loss discount. Thanks to mobile glass chang-
       every single detail in order to create a difference with prod-  ing  services  offered  in  many  cities  including  many  parts  of
       ucts touching the lives of our customers. We keep working on   Anatolia, customers can deal with their problem with a single
       enriching our Baby on Board products with assistance services   phone call, and then spare the time that would normally be
       focusing on the needs of children.”                    spent at a repair center for themselves and their loved ones.
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