Page 8 - Turkinsurance Digital Magazine

8 at a glance

Hesapkurdu answered the questions about insurance transactions after the
earthquake

page created on the official website of the Ministry of
Environment, Urbanization, and Climate Change.

Although the Natural Catastrophe Insurance Institution
(DASK) policy includes fifteen working days for claim
notification, it has been noted that the institution
evaluates the relevant article in favor of the insured, and
there is no time limit for making a claim notification. In
addition, it was pointed out that if the policy were lost
in the earthquake, the insured’s right to compensation
would not be lost. Policyholders could apply via the Alo
DASK 125 line after the process started.
The maximum deposit amount is 640 thousand
TL
While Turkey is trying to heal the wounds of the
earthquakes that took place on Monday, 6 February, and While it was stated in the information shared on the
affected 11 provinces, the details regarding the AFAD website of Hesapkurdu that AFAD provided cash aid
Disaster Victims Entitlement application process, which and damage assessment support, guidance was given
will start after the damage assessment studies, have to the rights of the disaster victims within the scope
also begun to emerge. of Law No. 7269. While it is known that earthquake
victims can report DASK damage through the Alo
As the third week has passed in the earthquake disaster, DASK 125 phone line, e-Government System Damage
which has victimized many beneficiaries, the details Notice page, and DASK official website, Online Damage
regarding the application process for AFAD Disaster Transactions Page, it was reminded that as of January
Rights Ownership have started to emerge. Within 1, 2023, the maximum coverage amount of DASK
the scope of the compulsory earthquake insurance, compulsory earthquake insurance for all building types
the damage notification period, the support and is 640 thousand TL. In the statement, it was stated that
opportunities to be provided to the disaster victims, the content of the DASK policy pays the insurance fee
and the information on how the insurance transactions for full and partial damages, the condition of complete
will be carried out are summarized in the statement demolition of the building is not required to benefit from
published by Hesapkurdu, which offers its users the DASK, and the payments will be made within one month
opportunity to compare banking and insurance products. at the latest after the compensation amount is finalized
In the information shared with the note “We wish to after the application and the documents are completed.
heal our wounds together and as soon as possible,” the
questions regarding the application for entitlement were Insurance holders can reach the call centers
answered.
It was emphasized in the information compiled by
Application for entitlement will also be made Hesapkurdu, which provides a platform where banking
via e-Government and insurance products such as loans, credit cards,

deposits, and insurance can be compared, that disaster
The proper ownership application process has yet to start victims who have insurance other than compulsory
in the region where the damage assessment studies are earthquake insurance can also reach call centers of the
continuing. The information compiled by Hesapkurdu companies from which they purchased the insurance. It
states that the transactions will be carried out on the was stated that disaster survivors with different insurance
application screen to be opened in the e-Government for products, such as housing and property insurance,
AFAD Disaster Victim Entitlement once the damage automobile insurance, personal accident insurance, and
assessment studies are completed. It was also stated health insurance, can benefit from the rights determined
that information on the damage status of the buildings under the policy after checking whether their insurance
could be accessed from the “Damage Determination” policy includes earthquake coverage.